Amount and payment of sickness allowance
The sickness allowance is determined on the basis of an annual income. You can estimate the amount of sickness allowances by using the calculator (in Finnish).
Example of sickness allowance.
Income taken into account in the calculation of annual income.
Calculating annual income on the basis of 3 months’ income
In certain situations, the amount of daily allowance can be calculated on the basis of 3 months’ income. In such a case, the annual income is not calculated on the basis of a 12-month reference period, but instead on the basis of the last 3 months of the reference period.
Calculation formula
In 2024, the amount of sickness allowance is 70 per cent of a person’s annual income divided by 300, up to an annual income of 35,769 euros. For the annual income exceeding this, the amount of sickness allowance is 20 per cent of the income divided by 300.
Partial sickness allowance is half the amount of the sickness allowance a person would be entitled to at the start of their incapacity for work.
Calculation formula for sickness allowance.
Sickness allowance at the minimum rate
If your sickness allowance would be less than the minimum rate of €31.99, you are paid the allowance at the minimum rate.
Any other statutory social security benefits and pensions paid for the same period of time may reduce the amount of the sickness allowance. As a result, the sickness allowance may be lower than the minimum rate or may not be payable at all.
Payment
Sickness allowance is available after completing a specified waiting period. The waiting period usually consists of the first day of illness and the following nine working days.
Sickness allowance is paid on weekdays. Weekdays include days from Monday to Saturday. Public holidays are not counted as weekdays.
Payment date
The sickness allowance is paid to you in arrears once every payment period. The first instalment is paid after 6 working days and the second 25 days after that. Visit Kela’s online service to find out the next payment date of the sickness allowance.
Kela sends the data on allowances paid out to the national incomes register within five days of the date of payment.